Looking to buy your first or next home?
We sell lots of properties in the surrounding areas. There are always lots of buyers looking to buy. Here are some tips to put you in the best position.
So, you have decided to buy perhaps your first property, or move from your current home. Now is the time to get yourself in the best position possible, so that when you see your dream home you are ready to act and are taken seriously by the vendor.
Step 1: If you are going to purchase your new home with a mortgage, do your research now! Contact a mortgage broker that deals with lots of lenders so that they can provide you with a broad picture of the mortgage market. They will know which lenders are suitable for your circumstances, if you have been furloughed, are self-employed, work on commission, buying an additional home, there will be some lenders that are better than others. Then you need to see who has the most competitive rates and work out deposit amounts. Get the broker to take care of all of this for you.
Step 2: Research and get quotes from a good solicitor. Find out who you will be dealing with, are they contactable when you need them? What are their average timescales? Is their fee fixed?
Step 3: If you are selling a property, make sure you have contact details of your estate agent so that when you find your dream home and make an offer you can supply the contact details of your agent to the agent marketing the property you wish to buy. They can then confirm the chain details.
At Newboulds & Co, our clients only deal with the company directors, we are passionate about the service we provide and make sure that if our clients need advice on mortgages or solicitors that we recommend companies we have worked with previously and even used ourselves.
If you want to get yourself in the best position possible and speak to a mortgage adviser and/or get a quote for solicitors, please contact us and we will be happy to point you in the right direction to help secure your dream home.